Identity Theft Protection for Waterbury Members

WCTFCU now provides its members with free identity theft protection, provided by RelyData. As a WCTFCU member, you can get help if your identity is used to commit fraud such as opening new accounts or obtaining goods or services in your name. If there is unauthorized activity with one of your existing banking or credit card accounts you should notify that institution directly.

For all other cases involving new accounts opened without your knowledge, or identity theft involving government agencies, contact WCTFCU at 203-758-9500 or 800-992-2226 for immediate assistance from a RelyData identity theft specialist.

This site provides additional information to educate you about identity theft. Use the tools found here to protect yourself. You can minimize your risk and prevent identity theft by becoming an cautious and informed consumer.

 

Review your Credit Reports Regularly.

"With the FACT Act of 2003, everyone in the United States is entitled to receive a free copy of his or her credit report from each of the three major credit bureaus each year. Regularly reviewing your credit reports is one of the best ways to find out about identity theft. It also helps you maintain a high credit score by allowing you to identify errors, omissions and negative information that you should correct or address with the credit bureaus.

 

"A website was set up by the credit bureaus to make retrieval easy. However problems remain: When should you retrieve your reports? How can you make sure that you retrieve them in a timely manner?"

RelyData introduces CRANE^TM

 

"RelyData provides a free alternative to costly credit monitoring for consumers who want to keep tabs on what is in their credit reports. RelyData's Credit Report Alert Notification E-mail, or CRANE system, is a patent-pending tool that allows you to schedule the retrieval or your credit reports so that you maximize their effectiveness by spreading them out throughout the year. In this way, you minimize the time between check-ups and increase the likelihood that you will catch a problem early. The CRANE system not only manages the schedule for you, but it reminds you when you need to review your next report.

 

"It couldn't be easier, and it's completely free. Sign up now!